Upwards Personal Loan Policy - March 2023

 Upwards Personal Loan Policy 


📢Hi Team  Announcement 📢

🔔 Upwords has started 5lac for 36months🔔 

              

             *Disbursal In 24 Hours 

             *No Verification

        Parameters  Maximum Loan Amount Rs. 25k to 5lac

        15 & 36 months Permissible Tenure  6, 9,15,36 

                                      Salary Req.

• Minimum in – hand Salary (including incentives, variables and OT): >= Rs. 20000 and for 


   Tier 3 Employer minimum in – hand salary is Rs. 25k 


• Last 3 months salary credit in bank account is mandatory 


Mode of salary Online by NEFT

(not UPI / IMPS / Cheque / Cash) 


Bureau Criteria 

• Minimum CRIF score – 600 

• Minimum CIBIL Score – 650 


• Maximum relevant CIBIL enquiries: 15


• Cases having bad loans (Written off, Settled) of more than 33% are to be rejected 


Maximum FOIR including Upwards EMI 

• 20k to 25k Salary: 50% 

• >25k to 30k Salary: 60% 

• >30k to 40k Salary: 65% 

• >40k to 50K Salary: 70% 

• >50k Salary: 75% 


Negative Industries (to be directly rejected) 

• Construction 

• Export-Import Sector. 

• Aviation Sector 

• Municipalities, Police, army 

• Transportation Sector 

• Hospitality Sector 

for Login conatct whatsapp - 9410001405 , mail :- finkartIndia@gmail.com

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