Faircent Loan Policy march 2023 - PAN INDIA

 FAIRCENT LOAN POLICY 

 Salaried Profile:- 

➡️Age should be between 23-55 years

➡️Salary– Above 25K in hand

➡️Eligible Cities-PAN India

➡️Minimum3 Month Current Job Experience.

➡️Minimum6 Months current residence stability.

➡️Credit Score>=550

➡️No Default ever.

➡️No Delay in any loan in last 12 Months.

➡️Customer should have at least 1 year credit history.

➡️Customer should not have done more than 10 enquiries in last3 months.

➡️Customers who have availed any of these HL/AL/Used Car, CC, PL, CL in their credit history shall

only be considered. 


 Self-employed Profile –: 

➡️  Age should be between 23-55years. 

 ➡️ Minimum ITR – Above 3 Lakhs(GrossIncome)

 ➡️ Eligible Cities-PAN India

 Credit Score>=550

➡️ )No Default ever.

➡️ ) Minimum6 Months current residence stability.                

➡️  Minimum Business Vintage should be 2 years


➡️ ) Customer should have at least 3 years credit history.

➡️ ) Customer should not have done more than 12 enquiries in last3 months.

➡️ ) No Delay in any loan/CC in last 12 Months.

➡️ ) Customer Should have at least one of these products in their credit history- HL, AL/Used Car, CC, 

PL, CL, CVL, CEL, TL, BL, OD, GL, Agriculture Loan

                                                                                                                                                                                       

 Documents :


 Salaried -

KYC documents(ID Proof,CurrentAddressProof& PAN Card)

2. Last 3 Months SalarySlip.

3. Last 3 Months Bank Statement(Till CurrentDate)

4. ResidenceownershipProof(On Loan requirementof 5 Lac & Above)


 Self Employed -


KYC documents(ID Proof,CurrentAddressProof& PAN Card)

2. Last 2 Year ITR

3. Last 6 Months Bank Statement(Till current Date)

4. Business Registration& Address Proof.

5. Residence Ownership Proof(On Loan requirement of 5 Lac & Above)

#Policy as per update on march 2023


for Login file in faircent whatsapp 9410001405 or mail finkartindia@gmail.com

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