Posts

mahindra finance// BL// March25

 Business loan   Delhi NCR Key features and Policy of Gst surrogate files  1. ROI (Reducing) – 18.5%-20% 2. Vintage - 3 Years 3. Turnover – *2 Cr.   4. Tenure – 12 - 36 Months  5. Location – Delhi (NCR) 6. Cibil – 700+  7. Age – 21 to 65   8. One ownership Mandatory 10. Saving account consider in proprietorship firm. 11. FOIR 70%*  12. Cibil enquiry in last 3 Month not More than 10 enquiry  Loan Amount Upto 35 Lakh. In banking and GST In Income program upto 50 lakh Industry Margin- * Retail 10% * Manufacturing 11% * Services 15% * Wholesale 6% Login Docs Required 1. KYC -Applicant & Co-Applicant 2. 1 Year Bank Statement all operating account. 3. Gst Registration  4. Last 12 Months GSTR3B 5. Latest 1 year financial required
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Mas financial services Ltd //BL //2yr //march25

 Mas financial services Ltd Small Business Loan Key features & Policy 1. Business Vintage 2 years   2. One side owned 3. Resi Cum Office 4. M - Profile 5. Minimum Turnover 50 Lakhs 6. Starting rate 24 to 25% Loan amount upto 10 lakh. Banking – we have taken Both Account CA & CC /OD *Number of enquiry unlimited (650+cibil)
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shree Ram finance//BL//2.5 yr // march25

 Unique Selling Points & Policy  (Business Loan) Funding WITHOUT ITR & FINANCIALS upto 50 LACS 1. Minimum Business Vintage 2.5 year Required  2. Minimum Turnover 1.50 Crore Required  3. Delhi NCR(50 Kms from Karol Bagh New Delhi ) 4. CIBIL-700+  5. Maximum 7 PL/BL enquiry is allowed in Last 30 Days in Banking Program and No limit of enquiries in GST Program 6. Co applicant is not Mandatory 7. ABB and GST Program is available  8. In Pvt Ltd we do not check probe till 25 Lakh Amount 9. In Banking Program Overall 40% POS is allowed. 10. In Gst Program --Industry Margin is available from 3% to 20% according to  Industries  11. Loan amount upto 50 Lakh. 12. ROI starts from (Reducing) 15%  13. Completely ONLINE PROCESS 14. TAT 2 Days 15. Age - Min 23 Max 65 16. Location Captured (Delhi- NCR,  Faridabad,Bahadurgarh,Gurgaon, Sonipat,Ghaziabad, Noida and Greater Noida)
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Poonawalla //BL DOD// 2yr / march 25

 Hi Greeting on behalf of POONAWALLA FINCORP LTD . (NBFC) Unique Selling Points & Policy  (Business Loan AND DOD) Funding WITHOUT ITR & FINANCIALS upto 50 LACS 1.Minimum Business Vintage 2 year 2.Both Side Rented 3.Resi Cum office customers on property allowed 4.Minimum Turnover 90 Lacs 5.  *Delhi NCR ( gurgaon, noida ,sonipat ,panipat meerut ,palwal,bulandshehr Location*(100 Kms from Rajender Place New Delhi ) 6.CIBIL 0,700+  7.Co-Applicant not mandatory, ( singal applicant full insurance mandatory) 8.All industries -Manufacturing, sarvice-Marson 30%   Trading- Marson 20% 9.Loan amount upto 75 lakh. 10.ROI starts from (Reducing) 16%  11.Completely ONLINE PROCESS 12.TAT 2 Days 13.Age - Min 21 Max 65
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Flexi Loan - BL - upto 15lakh //2yr vintage //march25

 Flexi Loan Ticket Size 1 to 15 lakh GST certificate mandatory Business Vintage 2 year  Pan india Location Cibil 700+ Co applicant mandatory  Age Norma 21 - 65 year Ownership one property ownership Proof required in same city 100 km Single applicant 3 lakh All industries manufacturing, Trading, retail and service Account acceptable OD, CC & CA  GST Not mandatory 5 lakh amount  Completely online process Acceptable proprietorship, partnership, LLP & pvt Ltd  Documents Required 6 months banking, Applicant & Co Applicant kyc, ownership Proof, Udhyam 4 Page, & GST
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Prefr Loan - Policy April 23 for salaried and SelfEmployed

Prefr_Unsecured Loan Product Note Target Segment:- Salaried and Self-employed individuals Geography:-10,0000+ serviceable pin codes Min Loan Amount :- Rs. 25,000 Max Loan Amount :-Rs. 3 lakhs Tenure :-6 – 48 months ROI :-15% - 36% Installment Cycle :-Monthly EMI- 5th of Every Month Collateral:-No Collateral Processing Fees to Applicant :-~4% Loan Payment Beneficiary:-Customer Loan Repayment Beneficiary:-Lender collections account Repayment:-Through NACH and any other digital modes of collection Minimum Monthly Income:- INR 18K for Salaried (Metro- Tier1 cities), INR 15K for Tier2+ cities INR 20k for Self Employeed Age Group:-22 – 55 years Identity Reach :-Valid PAN or Aadhaar  CV_Prefr Derog Rules • Income > 18,000 on Salaried & 20,000 on Self-employed • Age: 22 to 55 • CV Serviceable pin codes only • Bureau score >= 675 - CIBIL (Only Existing to Credit) • No Suit filed and WD accounts (both active & closed) • Reject/Filter Out if:- • maxDpdLast36Month>=90 • maxDpd...
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BANDHAN BANK :- Personal Loan: Self Employed Professionals POLICY // DEC-22

  Personal Loan: Self Employed Professionals 1)       Target Category: -           Self-Employed professionals includes - Doctor, CA, CS, CWA, BDS, BHMS, BAMS and Architects Only)) -           Both NTB and ETB, with minimum business vintage of 1 year in same line of business -           Customer profile o    Sole proprietor/individual o    Individual partner   2)       Offering: -           Minimum Loan Amount – Rs. 50,000/-    ;    Maximum Loan Amount – Rs. 15,00,000/- -           For NTC, Maximum Loan Amount – Rs. 3,00,000/- -           Tenure – 12 months to 48 months (in multiples of 12) -  ...
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BANDHAN BANK - BL SELF EMPLOYED POLICY // DEC-22

  Personal Loan : Self Employed Non - Professionals 1)       Target Category: -           Self Employed Non Professionals (Both NTB and ETB) with minimum business vintage of 2 years in same line of business -           Customer profile o    Sole proprietor/individual o    Individual partner   2)       Offering: -           Minimum Loan Amount – Rs. 50,000/- ;    Maximum Loan Amount – Rs. 15,00,000/- -           For NTC, Maximum Loan Amount – Rs. 3,00,000/- -           Tenure – 12 months to 60 months (in multiples of 12) -           Rate of Interest based on CIBIL, as per rate chart  PL Lending R...
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Piramal Personal Loan for salaried profile

 💥PIRAMAL CAPITAL - PL Policy💥 Dear All, 💐💐💐 PIRAMAL CAPITAL  offering PERSONAL LOAN services of 1 Lakh  to 12 Lakhs  to all segments of employees across PAN India.  💥PRODUCT HIGHLIGHTS 💥 📢📢📢 *Foreclosure charges Zero.  📣📣📣PART PAYMENT OPTION AVAILABLE as yearly 12 times & part payment charges  ZERO *  👉No Lock in Period(After 1 month foreclosure accepted)  👉 Rental Agreement accepted as present Address proof. 👉 We can do 0 -1 CIBIL cases also  👉 We do Partnerships/proprietorship  firm with pf mandatory and own house proof  👉Overall Job stability 6 month's we can do* 👉No Multiplier calculation- Eligibility Based on Max FOIR . ✨BASIC REQUIREMENT✨  👉Min NTH: 22 K (net salary)  👉PF Deduction is mandatory   👉 Age: 21 yrs to 60 years  👉Govt employees  age :21years to 63years    👉Min Work Experience: 6 months only ✨ Rate of interest ✨ 👉 Minimum 12.99%, 👉 Maximum 24...
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Upwards Personal Loan Policy - March 2023

 Upwards Personal Loan Policy  📢Hi Team  Announcement 📢 🔔 Upwords has started 5lac for 36months🔔                              *Disbursal In 24 Hours               *No Verification         Parameters  Maximum Loan Amount Rs. 25k to 5lac         15 & 36 months Permissible Tenure  6, 9,15,36                                        Salary Req. • Minimum in – hand Salary (including incentives, variables and OT): >= Rs. 20000 and for     Tier 3 Employer minimum in – hand salary is Rs. 25k  • Last 3 months salary credit in bank account is mandatory  Mode of salary Online by NEFT (not UPI / IMPS / Cheque / Cash)  Bureau Criteria  • Minimum CRIF score – 600  • Mini...
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