Informative

Prefr_Unsecured Loan Product Note Target Segment:- Salaried and Self-employed individuals Geography:-10,0000+ serviceable pin codes Min Loan Amount :- Rs. 25,000 Max Loan Amount :-Rs. 3 lakhs Tenure :-6 – 48 months ROI :-15% - 36% Installment Cycle :-Monthly EMI- 5th of Every Month Collateral:-No Collateral Processing Fees to Applicant :-~4% Loan Payment Beneficiary:-Customer Loan Repayment Beneficiary:-Lender collections account Repayment:-Through NACH and any other digital modes of collection Minimum Monthly Income:- INR 18K for Salaried (Metro- Tier1 cities), INR 15K for Tier2+ cities INR 20k for Self Employeed Age Group:-22 – 55 years Identity Reach :-Valid PAN or Aadhaar  CV_Prefr Derog Rules • Income > 18,000 on Salaried & 20,000 on Self-employed • Age: 22 to 55 • CV Serviceable pin codes only • Bureau score >= 675 - CIBIL (Only Existing to Credit) • No Suit filed and WD accounts (both active & closed) • Reject/Filter Out if:- • maxDpdLast36Month>=90 • maxDpd...

  Personal Loan: Self Employed Professionals 1)       Target Category: -           Self-Employed professionals includes - Doctor, CA, CS, CWA, BDS, BHMS, BAMS and Architects Only)) -           Both NTB and ETB, with minimum business vintage of 1 year in same line of business -           Customer profile o    Sole proprietor/individual o    Individual partner   2)       Offering: -           Minimum Loan Amount – Rs. 50,000/-    ;    Maximum Loan Amount – Rs. 15,00,000/- -           For NTC, Maximum Loan Amount – Rs. 3,00,000/- -           Tenure – 12 months to 48 months (in multiples of 12) -  ...

  Personal Loan : Self Employed Non - Professionals 1)       Target Category: -           Self Employed Non Professionals (Both NTB and ETB) with minimum business vintage of 2 years in same line of business -           Customer profile o    Sole proprietor/individual o    Individual partner   2)       Offering: -           Minimum Loan Amount – Rs. 50,000/- ;    Maximum Loan Amount – Rs. 15,00,000/- -           For NTC, Maximum Loan Amount – Rs. 3,00,000/- -           Tenure – 12 months to 60 months (in multiples of 12) -           Rate of Interest based on CIBIL, as per rate chart  PL Lending R...